Why the Payments Systems Infrastructure has these cyber security vulnerabilities:

    Payment Systems Infrastructure, trusted with handling millions of point-of-sale (POS) and online transactions daily, faces the ever broadening challenge in protecting private customer data across multiple areas of vulnerability >> from customer bankcards, computers and devices, to brick and mortar & online merchant computer systems, which, in turn, rely upon multiple networks of payment processing intermediaries to facilitate payments from the card issuing banks. All of these systems, including their underlying communication systems are under constant threat of cyber attack.

           This is a fundamental security weakness as has been evident by numerous breaches and hack attacks in the nation's payment infrastructure. There have been no long term viable solutions – UNTIL NOW.

Where does the Nation's Payment Systems Infrastructure go from here?

           Ever wondered. . . what happens during payment transactions at merchant point-of-sale (POS) and the underlying cause of ever persistent cyber hacks and data breaches?

At Brick & Mortar Merchants:

Customers transfer their bankcard data to the merchants using card-intake infrastructure of a physical POS.

At Online Merchants:

Customers transfer their bankcard data to the merchants using card-intake infrastructure of online POS.

At Restaurant Merchants:

Customers transfer their bankcard data to the merchants using card-intake infrastructure of restaurant POS.

 The underlying foundation of the nation's global payment processing system using EMV, NFC equipped terminals and tokenization/ encryption is entirely dependent on merchants and their processing intermediaries receiving customers’ bankcard data.

        Against this background, the technologies developed by Sales Transaction Systems to secure the existing payment systems infrastructure, are nothing short of revolutionary.

Card Secure® Platform – a unique merchant servicer

    We studied and identified the root causes of these data security vulnerabilities across the electronic

payments industry and developed a simple and elegant solution. We call this elegant solution

Card Secure® Platform a unique merchant servicer.

How is this possible?

                              Read more . . .

      Card Secure® Platform  succeeds in providing a single solution across all three vulnerable points  creating a fundamentally secure payment  processing platform that benefits merchants, their customers and all payment transaction intermediaries, including card-issuing banks.

        – backed by a portfolio of US Patents –

      This fundamentally different solution, works within the existing payment infrastructure and conducts a payment transaction as seamlessly as now,

without merchants ever receiving customers' bankcard data.

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                 Contact: info@salestransactionsystems.com